> For the complete documentation index, see [llms.txt](https://docs.kaiko.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.kaiko.com/rest-api/defi-lending-and-borrowing-market-data/lending-users-positions.md).
# Lending Users Positions
{% hint style="info" %}
### This data is included in the following Kaiko packages:
* Level 1 & Level 2 Data \[Level 2 Aggregations]
* Level 1 & Level 2 Data \[Level 2 Tick-Level]
*DeFi lending & borrowing ticker packs.*
{% endhint %}
### What is this endpoint for?
This endpoint returns a user's positions on lending and borrowing protocols. For a given wallet address, it reports the assets supplied and borrowed, their principal and accrued interest (in both token and USD terms), the applicable interest rates and APYs, and position-level health metrics such as the health factor and available borrowing capacity, at each block over the requested time range.
### Endpoint
{% code overflow="wrap" %}
```http
https://eu.market-api.kaiko.io/v2/data/lending.v1/addresses/{user_address}/positions
```
{% endcode %}
### Parameters
| Parameter | Mandatory? | Description | Example |
| -------------- | ---------- | ----------------------------------------------------------------------------------------------------------------------------------------- | -------------------------- |
| `block_number` | No | Block height. | `21795593` |
| `start_block` | No | Starting block height, inclusive. | `21795593` |
| `end_block` | No | Ending block height, inclusive. | `22795593` |
| `datetime` | No | Time in ISO 8601, inclusive. | `2022-04-01T00:00:00.000Z` |
| `start_time` | No | Starting time in ISO 8601, inclusive. | `2022-04-01T00:00:00.000Z` |
| `end_time` | No | Ending time in ISO 8601, inclusive. | `2022-05-01T00:00:00.000Z` |
| `interval` | No | Interval between snapshots. Use `s`, `m`, `h`, `d`, `b`, or `change`. Default: `1d`. | `1h` |
| `sort` | No | Sort order. Default: `desc`. | `ascending` |
| `page_size` | No | Snapshots per response. Default: `100`; minimum: `1`; maximum: `1000`. See [Pagination](/rest-api/general/getting-started/pagination.md). | `1000` |
### Fields
| Field | Description | Example |
| ----------------------------------- | ---------------------------------------------------------------------- | -------------------------------------------- |
| `user_address` | Address of the user's wallet. | `0x1d296f5efbbb235c7a90734c2469fe8dc21e132d` |
| `blockchain` | Blockchain on which the position exists. | `ethereum` |
| `block_number` | Block height at which the position was read. | `25225970` |
| `timestamp` | Timestamp of the block. | `2026-06-02T00:00:00Z` |
| `protocol` | Lending and borrowing protocol code. | `aav3` |
| `health_factor` | Position health factor. Values below `1` are eligible for liquidation. | `1.839684` |
| `total_collateral_usd` | Total collateral value in USD. | `42075.46` |
| `total_supplied_usd` | Total supplied value in USD. | `42075.46` |
| `total_debt_usd` | Total debt value in USD. | `18982.95` |
| `available_borrows_usd` | Remaining borrowing capacity in USD. | `14887.79` |
| `net_worth_usd` | Position net worth in USD. | `23092.51` |
| `net_apy` | Net APY across the position. | `-0.003917` |
| `total_supply_accrued_interest_usd` | Total accrued supply interest in USD. | `6.58` |
| `total_borrow_accrued_interest_usd` | Total accrued borrow interest in USD. | `6.97` |
| `total_principal_supplied_usd` | Principal supplied, excluding interest, in USD. | `42068.88` |
| `total_principal_borrowed_usd` | Principal borrowed, excluding interest, in USD. | `18975.99` |
| `roi` | Return on investment across the position. | `-0.000017` |
| `supplies` | Array of supplied assets. | See [Supplies](#supplies). |
| `borrows` | Array of borrowed assets. | See [Borrows](#borrows). |
### Supplies
| Field | Description | Example |
| ------------------------ | ------------------------------------------------------- | -------------------------------------------- |
| `asset` | Symbol of the supplied asset. | `weth` |
| `asset_address` | Underlying asset address. | `0xc02aaa39b223fe8d0a0e5c4f27ead9083c756cc2` |
| `atoken_address` | Receipt aToken address. | `0x4d5f47fa6a74757f35c14fd3a6ef8e3c9bc514e8` |
| `scaled_balance` | Scaled aToken balance in raw units. | `19697531323085677000` |
| `supplied_amount` | Supplied amount in token units. | `21.0032861479522399` |
| `supplied_amount_usd` | Supplied amount in USD. | `42075.46` |
| `principal_supplied` | Principal supplied, excluding interest, in token units. | `21` |
| `principal_supplied_usd` | Principal supplied, excluding interest, in USD. | `42068.88` |
| `accrued_interest` | Accrued supply interest in token units. | `0.0032861479522399` |
| `accrued_interest_usd` | Accrued supply interest in USD. | `6.58` |
| `supply_apy` | Supply APY for the asset. | `0.014136` |
| `current_liquidity_rate` | Current liquidity rate for the asset. | `0.014037` |
| `is_collateral` | Whether the asset is used as collateral. | `true` |
| `liquidation_threshold` | Liquidation threshold for the asset. | `0.830000` |
| `ltv` | Maximum loan-to-value ratio for the asset. | `0.805000` |
| `roi` | Return on investment for the supply. | `0.000156` |
### Borrows
| Field | Description | Example |
| ------------------------ | ------------------------------------------------------- | -------------------------------------------- |
| `asset` | Symbol of the borrowed asset. | `usdt` |
| `asset_address` | Underlying asset address. | `0xdac17f958d2ee523a2206206994597c13d831ec7` |
| `borrow_type` | Borrow type: `stable` or `variable`. | `variable` |
| `scaled_debt_balance` | Scaled debt balance in raw units. | `15440253275` |
| `borrowed_amount` | Borrowed amount in token units. | `19006.977599660540473` |
| `borrowed_amount_usd` | Borrowed amount in USD. | `18982.95` |
| `principal_borrowed` | Principal borrowed, excluding interest, in token units. | `19000` |
| `principal_borrowed_usd` | Principal borrowed, excluding interest, in USD. | `18975.99` |
| `accrued_interest` | Accrued borrow interest in token units. | `6.977599660540473` |
| `accrued_interest_usd` | Accrued borrow interest in USD. | `6.97` |
| `variable_borrow_rate` | Variable borrow rate for the asset. | `0.035461` |
| `borrow_apy` | Borrow APY for the asset. | `0.036097` |
### Request example
{% tabs %}
{% tab title="cURL" %}
{% code overflow="wrap" %}
```url
curl --compressed \
-H 'Accept: application/json' \
-H 'X-Api-Key: ' \
'https://eu.market-api.kaiko.io/v2/data/lending.v1/addresses/0x1d296f5efbbb235c7a90734c2469fe8dc21e132d/positions?start_time=2026-06-01T00:00:00.000Z&end_time=2026-06-02T00:00:00.000Z&interval=1d'
```
{% endcode %}
{% endtab %}
{% tab title="Python" %}
```python
##### 1. Import dependencies #####
import requests
import pandas as pd
##### 2. Choose the value of the query's parameters #####
# ---- Required parameters ---- #
user_address = "0x1d296f5efbbb235c7a90734c2469fe8dc21e132d"
# ---- Optional parameters ---- #
start_time = "2026-06-01T00:00:00.000Z"
end_time = "2026-06-02T00:00:00.000Z"
interval = "1d"
page_size = 10
sort = "asc"
# ---- API key configuration ---- #
api_key = "YOUR_API_KEY"
##### 3. Get the data #####
# ---- Function to run an API call ---- #
# Get the data in a dataframe --------- #
def get_kaiko_data(
api_key: str,
user_address: str,
start_time: str,
end_time: str,
interval: str,
sort: str,
page_size: int,
):
headers = {"Accept": "application/json", "X-Api-Key": api_key}
url = f"https://eu.market-api.kaiko.io/v2/data/lending.v1/addresses/{user_address}/positions"
params = {
"start_time": start_time,
"end_time": end_time,
"interval": interval,
"sort": sort,
"page_size": page_size,
}
try:
res = requests.get(url, headers=headers, params=params)
res.raise_for_status()
data = res.json()
if "data" not in data:
print("No data returned.")
return pd.DataFrame()
df = pd.DataFrame(data["data"])
# Handle pagination with continuation token
while data.get("next_url"):
res = requests.get(data["next_url"], headers=headers)
res.raise_for_status()
data = res.json()
if "data" in data:
df = pd.concat([df, pd.DataFrame(data["data"])], ignore_index=True)
return df
except requests.exceptions.RequestException as e:
print(f"API request error: {e}")
return pd.DataFrame()
# ---- Get the data ---- #
df = get_kaiko_data(
api_key=api_key,
user_address=user_address,
start_time=start_time,
end_time=end_time,
interval=interval,
sort=sort,
page_size=page_size,
)
print(df)
```
{% endtab %}
{% endtabs %}
### Response example
```json
{
"query":
{
"user_address": "0x1d296f5efbbb235c7a90734c2469fe8dc21e132d",
"start_time": "2026-06-01T00:00:00.000Z",
"end_time": "2026-06-02T00:00:00.000Z",
"interval": "1d"
},
"time": "2026-07-02T14:38:15.282665557Z",
"timestamp": 1783003095,
"data":
[
{
"user_address": "0x1d296f5efbbb235c7a90734c2469fe8dc21e132d",
"blockchain": "ethereum",
"block_number": "25225970",
"timestamp": "2026-06-02T00:00:00Z",
"protocol": "aav3",
"health_factor": "1.839684",
"total_collateral_usd": "42075.46",
"total_supplied_usd": "42075.46",
"total_debt_usd": "18982.95",
"available_borrows_usd": "14887.79",
"net_worth_usd": "23092.51",
"net_apy": "-0.003917",
"total_supply_accrued_interest_usd": "6.58",
"total_borrow_accrued_interest_usd": "6.97",
"total_principal_supplied_usd": "42068.88",
"total_principal_borrowed_usd": "18975.99",
"roi": "-0.000017",
"supplies":
[
{
"asset": "weth",
"asset_address": "0xc02aaa39b223fe8d0a0e5c4f27ead9083c756cc2",
"atoken_address": "0x4d5f47fa6a74757f35c14fd3a6ef8e3c9bc514e8",
"scaled_balance": "19697531323085677000",
"supplied_amount": "21.0032861479522399",
"supplied_amount_usd": "42075.46",
"principal_supplied": "21",
"principal_supplied_usd": "42068.88",
"accrued_interest": "0.0032861479522399",
"accrued_interest_usd": "6.58",
"supply_apy": "0.014136",
"current_liquidity_rate": "0.014037",
"is_collateral": "True",
"liquidation_threshold": "0.830000",
"ltv": "0.805000",
"roi": "0.000156"
}
],
"borrows":
[
{
"asset": "usdt",
"asset_address": "0xdac17f958d2ee523a2206206994597c13d831ec7",
"borrow_type": "variable",
"scaled_debt_balance": "15440253275",
"borrowed_amount": "19006.977599660540473",
"borrowed_amount_usd": "18982.95",
"principal_borrowed": "19000",
"principal_borrowed_usd": "18975.99",
"accrued_interest": "6.977599660540473",
"accrued_interest_usd": "6.97",
"variable_borrow_rate": "0.035461",
"borrow_apy": "0.036097"
}
]
},
],
"result": "success",
"access":
{
"access_range":
{
"start_timestamp": 1073001600000,
"end_timestamp": 1861830000000
},
"data_range":
{
"start_timestamp": "None",
"end_timestamp": 1861830000000
}
}
}
```
---
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## Querying This Documentation
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Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:
```
GET https://docs.kaiko.com/rest-api/defi-lending-and-borrowing-market-data/lending-users-positions.md?ask=&goal=
```
`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
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